Best Free Virtual Credit Card Providers 2021 – Choosing the best free virtual credit card providers 2021 is totally essential these days. In the advanced era of internet, paying for everything does not need any cash. All you have to own is credit cards.
However, some people just do not get along with the banks. They probably have bad records on debts or lease. As the result, their credit card applications are not approved by the banks. This is where they need virtual credit card or VCC. If you are not familiar with this, keep reading. Down below, you will find everything that you need to know about VCC.
Best Free Virtual Credit Card Providers 2021
Virtual credit card is also well known as prepaid credit card. This card will fund you when you need to buy anything you need. To use this kind of credit card, you do not need the approval from banks. VCC is basically going to pay any online transaction.
Those who are in the need of this type of credit card are people who do not have real credit card from bank, but they do purchase something from the internet frequently. Indeed, VCC is capable to be used to shop online, whether it is from your local e-commerce or international e-commerce. Most VCC providers provide the service for free.
The Benefits of Using Virtual Credit Card
Before you find out the best free virtual credit card providers 2021, you should know the benefits of having this type of credit card first. By knowing its advantages, it will be easier for you to choose which provider gives you the best package and service for VCC you are about to have. Here are some of the best benefits of using VCC as well as the best providers that you have to consider.
It is Widely Agreeable
VCC is not something new. It has been around for quite a while. This is why the payment method using this credit card is widely agreeable. It is accepted by most online stores as well as e-commerce providers.
It is basically the reason why you can shop online internationally using the VCC. As the trend of cashless transactions is getting more and more popular, it is believed that the usage of VCC is going to be even more agreeable in the near future.
It is Safer
Conducting a transaction using VCC is way safer compared to use regular credit card from banks. It is because the virtual credit card has the ability to protect bank account data of yours. You do not need ID or anything else to make the transaction.
Besides, it has amazing scam protection system. As the result, you can go shopping or doing transaction online without having to worry about risking your identity. Such a great tool, isn’t it?
It is More Flexible to Set Limit
Every credit card from bank has limit, and so do VCC. The limit of VCC you apply is going to depend on the provider heavily. However, since you do not need any intense background checks or surveys, setting the credit card limit is going to be way simpler and easier.
You can put limitations according to your preference. The time and payment limits are also easier to set and you do not need a complication process.
It is Easier to Exchange Rates
Buying stuff online or conducting transaction on the internet can be done internationally for sure. When you do that, you probably need foreign currency. Thankfully, using VCC is going to ease you with that.
Most VCC providers allow you to move the rate from one currency to another. It does not matter if the current currency is USD and suddenly you need to pay for particular stuff with EUD. The immovable exchange rate feature most VCC providers have will go to ease that payment process for you.
The Best Virtual Credit Card Providers 2021
Well, you have read about the benefits of using VCC. Now, it is time to find out the best free virtual credit card providers 2021 you should really consider. There are numerous providers of this particular type of credit card. Each of them provides the different limit, service, different price (if not free). These are several of the best for you.
If you are looking for a free way to create a VCC, you need to choose Entropay. Creating an account for the VCC will be easier here. All you need to do is basically providing your address as well as the card information.
After that, you need to verify it. The signing up process of the account is 100% free. However, the provider does charge fee for every transaction you make. It is just a small fee and you won’t even notice it. Once you have the Entropay virtual credit card, you are allowed to load bank fund to this new virtual account.
One of the best free virtual credit card providers 2021 is obviously Netspend. This VCC provider has a lot of features to ease you to make transactions online. It does take small fee on the transaction that you make online.
However, it also makes the process of purchasing anything online easier. You can use the service of Netspend using Mastercard prepaid or debit cards from Visa. The service of Netspend is unfortunately limited for US residents only.
One of the most prominent VCC providers across the world is Payoneer. There are a lot of great features and services that it offers to the clients. Some of the best advantages of using this provider are including the ability to turn a regular Mastercards prepaid into VCC and the ability of Payoneer to fund you when making transactions to thousands of websites or e-commerce.
Just like other VCC providers, you do not need to pay for anything to create the account. However, some particular transactions are going to cost you some money as the fee. When you use Payoneer, you will be free not only to conduct online transaction, but also to send and receive money to and from global websites.
American Express is basically always on the list of the best free virtual credit card providers 2021 and also the previous years. This company has been well-known for helping people creating prepaid credit card and also numerous kinds of VCC with ease.
There are many things that American Express can do for you. Some of them are including paying money for website hosting service, purchasing stuff online or sending the payment to online shopping companies, and also making transactions to international websites.
If you look for an easy way to make VCC and fill it with your PayPal money, the answer is using Netteler. It is best provider for VCC if you are looking for a way to PayPal transaction but do not own a real credit card.
All you need to do to get Netteller account is very simple. You should register yourself by contacting the Netteller website first. There, you will find some steps they need you to follow, including scanning the ID. When it is done, you basically have an account and can use it right away.
The name has “freedom” in it and it does give you the total freedom to choose what type of VCC you need and want. Making the account is simple, the packages are numerous, and you can even choose which service you want for the VCC. Bank Freedom promises you that the card and VCC account can be used to conduct transaction worldwide without any limitation and complicated process.
This provider is a US only VCC provider. There are many things that you can do using this provider’s service, including making a card on your own and selecting which service you want to keep and which one you want to dispose.
By using one of the best free virtual credit card providers 2021 from Card.com, you will be able to conduct transaction internationally and you will not have to worry about costly fee or taxes burdened to you.
If you think that Walmart only sells the daily-need stuff, you are wrong. Walmart also produces money card that you can use as VCC. Since Walmart is only available in the US, the credit card obviously limited to that area only. However, the usage of VCC from Walmart is very beneficial. You can use it to do web-based shopping, pay for internet business, and many more.
Those are basically all you need to know about VCC. You know the benefits and you also know which providers are considered to be the very best. When choosing provider, remember to consider three things: the price, the limit, and the service.
When all of those three aspects seem to satisfy you and fulfill what you are looking for in a VCC, it means you have found the best free virtual credit card providers 2021. Well, you need to choose that provider right away.