CRZ

Crystal River is incorporated in the State of Maryland.

The Company's fiscal year end is December 31.

Crystal River's corporate headquarters is located at Three World Financial Center, 200 Vesey Street, 10th Floor, New York, NY 10281-1010.

The Company's shares are traded on the New York Stock Exchange under the stock ticker symbol "CRZ".

The members of our Board of Directors can be found in the Investor Relations section of our web site, under Board of Directors.

Bill Powell is Crystal River's President and Chief Executive Officer. Other members of our management team can be found in the Corporate Information section of our web site, under Management Team.

The Company's transfer agency is American Stock Transfer & Trust Company, 59 Maiden Lane, New York, New York 10038, phone: 212-936-5100.

Crystal River's independent registered public accounting firm is Ernst & Young, New York, NY.

Registered stockholders should contact the Company's transfer agent and registrar, American Stock Transfer & Trust Company, 59 Maiden Lane, New York, New York 10038, phone: 212-936-5100.

The Company's fiscal year end is December 31; subsequent quarters end on March 31, June 30 and September 30. Crystal River releases its earnings results as soon as practicable following each of these dates within the bounds of required reporting dates as defined by the SEC.

Yes, Crystal River pays a cash dividend.

Yes, Crystal River does have a dividend reinvestment plan. The plan is administered by American Stock Transfer & Trust Company ("AST"). For more information, please contact AST at (866) 708-5584 or go to to AST's website at www.AmStock.com.

Crystal River does not currently provide a direct stock purchase plan. Stocks may be purchased directly through your broker.

Please refer to the Corporate Governance section of our web site for the Company's corporate governance policy.

We expect to make quarterly distributions to our stockholders, however, the actual amount and timing of our dividend payments is at the discretion of our Board of Directors. For listing of past dividend payments, see Dividend Information.

As long as Crystal River qualifies as a REIT, the distributions that the Company makes are generally taxable as ordinary income. To the extent that a REIT generates net long term capital gains, the REIT may designate a portion of the total distributions paid as a capital gain dividend. The determination as to the character of the distribution (ordinary vs. capital) is made at the end of the tax year. This information will be made available to investors on Form 1099-DIV. For information about past dividends, see Dividend Information.

As a general matter, REIT distributions do not qualify for the 15% tax rate for "qualified dividend income"; however, under certain circumstances, a REIT may pass through qualified dividend income, for example, from its taxable REIT subsidiary, etc. To the extent that a portion of the REIT dividend consists of qualified dividend income, this information will be made available to investors on Form 1099-DIV.

Crystal River does not provide legal, accounting or tax advice. Investors are encouraged to discuss the tax treatment of dividends with a professional adviser.